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FERS Pre-Retirement Planning (LGBT)

Understanding Your Federal LGBT Benefits 

Three Days

This 3-day course is designed specifically for all LGBT FERS community employees. The program will help you better understand the differences of how legal marriages, compared to domestic partnerships/civil unions, will impact your federal benefits, both as an employee and as a retiree. You will learn the details about the FERS system, the Thrift Savings Plan, Social Security, Estate planning issues, the best dates to retire, and much more.

Here are some of the topics we will cover:

FEDERAL BENEFITS (FERS)

  • Retirement Eligibility
  • Factors Affecting Annuity Computation
  • Computation Examples
  • The SRS
  • Retired Military/Military Time
  • Survivor Benefits
    Marriage vs. Domestic Partners/Unions/Children
  • Variable Interest Rates
  • Federal Tax Liabilities
    Marriage vs. Domestic Partners/Unions
  • Law Enforcement (Issues of 6C)
  • Fire Fighters (Issues of 6C)
  • Military Reserve Technicians (Title 32)
  • Health Insurance
    Marriage vs. Domestic Partner/Unions, Children
  • Life Insurance
    Marriage vs. Domestic Partner/Unions, Children
  • Dental & Vision Insurance
    Marriage vs. Domestic Partner/Unions, Children
  • Post Retirement Issues
    Long-Term Care. Marriages same as Domestic Partners
  • Medicare A, B & D

SOCIAL SECURITY

Complete Overview of Social Security
Discussion will include:
Marriage vs. Domestic Partner/Unions/Children
Qualifying
Social Security Disability
How to Apply for SS
Retirement Age Increase
Earnings Limitations
Auxiliary Benefits
Survivor Benefits
Taxation

THRIFT SAVINGS PLAN

Detailed Discussion
The Funds:  C-F-G-I-L-S
Deposits/Withdrawals
Practical Financial Planning
Asset, Tax, Money Considerations

ESTATE PLANNING

Wills, Trusts, Probate, Medical Directives

TIME & LIFESTYLES

Relocating/Refinancing
Practicing Good Health Tips
What Will You Do With All That Retirement Time?

“A Successful Retirement Involves Planning.  We provide the tools.”

$575 per employee

Cost Includes:  Large workbook, extra materials, full training and the inclusion of guest spouse/partner without a charge.  Guest spouse or partner will be expected to share the workbook and the extra materials with the registered spouse.  If the guest spouse/partner wishes to have a separate workbook, the price will be $10, payable ahead of time.

Register Early and avoid cancellations.  We will confirm or cancel a class, based on enrollment, 4 weeks prior to the start of the program.

Call us about Agency On-Site Course Discounts, and save on your travel costs.

Airline Tickets:  Please do not buy airline tickers until we confirm the course.  Students are responsible for their own airline tickets and hotel reservations.  Tickets or hotel rooms are not included in our costs.

Confirmations:  When we confirm a course, information about the training site, hotels and driving directions will be sent to you.  This will be sent out approximately 1 month prior to the start of the seminar or before.

Course Dates and Locations FY 2016


DATE

LOCATION
April 5, 6, 7, 2016 Washington, DC Area
April 19, 20, 21, 2016  Reno, NV
 

REGISTER FOR THIS COURSE