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CSRS Pre-Retirement Planning

Two-Days (Available for agency on site programs, only.)

Target Audience:  CSRS employees close to retirement.

This two-day seminar will address issues important to your future retirement planning. Once you have retired and signed the papers, there is no going back to correct any benefits’ mistakes you may have made, prior to your retirement.  We are here to help you sort this out.

Here is what we will cover in this 2-day class:


  • Federal Benefits
  • Complete Discussion
  • Retirement Eligibility
  • Factors Affecting the Annuity Computations
  • Example of High-Three
  • Creditable Service
  • Deposit/Re-deposit
  • Health/Life Insurance
  • Dental/Vision Insurance
  • Prescription Drug Coverage
  • Windfall Elimination Provision
  • Long-Term Insurance
  • Survivor Benefits (Current spouse, former spouse, court awarded, insurable interest, children)
  • Cost of Living Adjustment
  • Variable Interest Rates
  • Voluntary Contributions
  • Post 56 Military Service
  • Military Time
  • Retired Military Time
  • The Offset Employee
  • Federal Tax Liability
  • Medicare A, B, D
  • Indian Affairs (98-638) When Applicable


 Major Provisions of Social Security

  • Major Provisions of Social Security
  • Qualifying
  • Cost to You
  • Figuring the Retirement Benefit
  • Computing the Benefit
  • Delayed Retirement Credit
  • Increase in Full Retirement Age
  • Earnings Limitations
  • Special Rule
  • Auxiliary Benefits
  • Survivor Benefits (Spouse, Children)
  • Disability Benefits
  • SSI


  • Index Funds
  • C-F-G-I-L-S Funds
  • Rates of Return
  • Deposits
  • Withdrawals
  • Taxes


  • Roth IRA
  • TSP Roth
  • Mutual Funds/Bonds
  • Asset Tax, Money Considerations

$500  per employee

Cost includes: All expenses:  Full 2-day training, travel, lodgings, large workbook, extra materials, shipping of materials, free follow-up about calls about information the students had heard in the class, of which might need clarifying. Accompanying spouse is free based upon space availability. Guest spouse will be expected to share the workbook and extra materials.

Register early and avoid cancellations. We will confirm or cancel a class, based on enrollment, 3 weeks prior to the start of the program.

Agency Sponsored On-Site Programs.

If you wish to book this or another program with us, please contact us early.  Our dates in 2018 are filling fast.

Airline Tickets

Course Dates and Locations FY 2018

 On site programs, only., with  30 or more employees minimum.  We will come to your location.